🪙 Stables Accounts

Your USD is a stablecoin balance that is held in either USDC, issued by Circle, or USDB, issued by Bridge.

🧾 Base Fees

Transaction Type

Fee

Crypto Deposit/Withdrawal (USDC)

FREE

Fiat Deposit/Withdrawal

0.15%

SWIFT Withdrawal

0.35%

💼 Platform Fee

Platform Fee

$29/month

💵 Flat Fees

Transaction Type

Fee

ACH Deposit/Withdrawal

FREE

SEPA Deposit/Withdrawal

FREE

Pix Deposit/Withdrawal

FREE

SPEI Deposit/Withdrawal

FREE

FPS Deposit/Withdrawal

FREE

Wire Deposit

FREE

Wire Withdrawal

$25

SWIFT Withdrawal

$50

Additional fees apply on top of base fees depending on the currency or transfer method.

🔁 Transfer Behavior Overview

Transfer method

Deposits

Withdrawals

ACH (USD)

Deposit $1,000 → You receive $998.5

Send $1,000 → Recipient receives $1000 (You pay $1.5 fee)

Wire (USD)

Deposit $1,000 → You receive $998.5

Send $1,000 → Recipient receives $1,000 (You pay $26.5 fee)

SEPA (EUR)

Deposit $1,000*

→ You receive $997.5*

Send $1,000* → Recipient receives

$997.5* (fee included)

Pix (BRL)

Deposit $1,000*

→ You receive $997.5*

Send $1,000* → Recipient receives

$997.5* (fee included)

FPS (GBP)

Deposit $1,000*

→ You receive $997.5*

Send $1,000* → Recipient receives

$997.5* (fee included)

SPEI (MXN)

Deposit $1,000*

→ You receive $997.5*

Send $1,000* → Recipient receives

$997.5* (fee included)

USDC

Deposit 1,000 USDC → You receive 1,000 USDC

Send 1,000 USDC → Recipient receives 1,000 USDC

USDT

Deposit 1,000 USDT → You receive 999 USDT

Send 1,001 USDT → Recipient receives 1,000 USDT (You pay $1 fee)

*SEPA (EUR), Pix (BRL), and SPEI (MXN) transactions are quoted in USD-equivalent.

  • For deposits, funds are accepted in EUR and automatically converted to USD on arrival.

  • For withdrawals, the fees are calculated in USD-equivalent, but the payout is made in EUR.

👉 What fees apply to my OneSafe card?